As we enter the new year - and new decade - we do so with a distinct sense of optimism: fundamentals are supporting the beginning of a new bull market for gold. Yet, such optimism always carries with it a warning. In this issue of our Quarterly Digger, we look deep into the crystal ball by sharing our outlook for 2020. Numerous risks and considerations threaten the global economy, forcing investors to play a defensive hand. Then, we look at “zero commission trading”, a trend that could have a dangerous and unexpected impact on financial markets.